UK
Українська
English
Русский

Terms of Use

General Provisions

By accessing or using UNIS2 BANK, you agree to comply with these Terms of Use. If you do not agree, please refrain from using our platform.

Not a Bank

UNIS2 BANK is not a licensed bank or financial institution. The term "BANK" is used solely for branding purposes to reflect the ease of managing digital assets. Our platform is a collection of tools (analytics, invoicing, card customization, community, and personal features) designed to simplify cryptocurrency interactions.

Account Security

You are solely responsible for maintaining the confidentiality of your account credentials, private keys, and passwords. UNIS2 BANK is not liable for any losses caused by unauthorized access to your wallet.

Financial Risks

Digital assets are highly volatile. All blockchain transactions are final and irreversible. Ensure the accuracy of recipient addresses before confirming any transfer.

Limitation of Liability

UNIS2 BANK provides services "as is" and "as available". We are not responsible for software bugs, network failures, or losses resulting from market fluctuations.

Fees & Commissions

Dynamic transfer commission is based on the USD amount: ≤ $50 → 0.50%, ≤ $100 → 0.40%, ≤ $500 → 0.30%, ≤ $1000 → 0.20%, ≤ $5000 → 0.05%, ≤ $10000 → 0.03%, > $10000 → 0.01%.

Non-Refundable Transactions

All completed transactions are final and irreversible. UNIS2 BANK does not provide refunds for confirmed blockchain transfers. If you sent funds to the wrong address, we are unable to recover them. Always double-check recipient details before confirming.

Disputes

Every transfer through UNIS2 BANK requires explicit confirmation in the user's wallet (Tonkeeper, Phantom, MetaMask, etc.). Without this confirmation, a transaction is technically impossible. Therefore, UNIS2 BANK is not liable for transfers confirmed by the wallet owner. If your credentials were compromised by a third party — contact support immediately.

Your Data

We collect only the data required to identify connected devices in your profile. No other personal data is collected, processed, or shared with third parties under any circumstances.

Modifications

We reserve the right to update these terms at any time. Continued use of the platform after changes are posted constitutes your acceptance of the new Terms of Use.

Intellectual Property

All content, design, and software on this platform are the property of UNIS2 BANK. Unauthorized reproduction, distribution, or modification is strictly prohibited.

User Conduct

Users must not engage in any activity that disrupts or interferes with the platform's functionality, including the use of automated scripts, bots, or malicious software.

Termination

We reserve the right to terminate or suspend access to our services with prior notice, for any reason, including breach of these Terms.

Governing Law

These Terms shall be governed and construed in accordance with international law, without regard to its conflict of law provisions.

Disclaimers

Your use of the service is at your sole risk. The service is provided on an "AS IS" and "AS AVAILABLE" basis. We disclaim all warranties, whether express or implied.

AI Assistant

Features utilizing Artificial Intelligence (AI) are provided for informational purposes only. AI-generated responses do not constitute financial or legal advice. UNIS2 BANK is not responsible for decisions made based on AI output.

Invoices & Split Bills

When using invoicing or bill-splitting features, you agree that you are solely responsible for the accuracy of the requested amounts and recipient details. We act only as a routing interface and do not mediate disputes between parties.

Rewards, XP & Giveaways

Experience points (XP), medals, and leaderboard rankings have no real-world monetary value. Participation in giveaways or referral programs is subject to fair play rules; any use of bots or exploits will result in immediate disqualification and account restriction.

User-Generated Content

18+ content on banners or avatars visible to other users is prohibited. In case of violation, your avatar or banner (or both) will be reset to default.